Truck pulling rent-to-own trailer with tractor on it

Get the Trailer You Need With Rent-to-Own

Need a trailer but don’t want to pay the full cost upfront?

Hometowne Capital offers a simple, flexible path to trailer ownership with no traditional financing required. With Rent-to-Own, you can get the trailer you need now and make manageable monthly rental payments while working toward ownership.

GET PRE-APPROVED

trailer hauling tires

A Simple Path to Trailer Ownership

Hometowne Capital helps customers get the trailers they need without relying on traditional financing.

We purchase the trailer directly from one of our participating dealer partners and rent it to you through a month-to-month rental agreement.

Choose from 24-, 36-, or 48-month rental terms.
Complete your contract term and the trailer becomes yours.

Want to own it sooner?
Early purchase options are available with a discount off the remaining contract balance.

Why Choose Hometowne Capital?

  • Whether you don't have the cash to purchase a trailer outright, would rather keep your cash available, or don't qualify for traditional financing, Hometowne Capital gives you another way to get the trailer you need.

  • No Credit Check

    Your credit history doesn't have to stand between you and the trailer you need.

  • Flexible Terms

    Choose from 24-, 36-, or 48-month rental contracts with payment schedules designed to meet your needs.

  • A Path to Ownership

    Complete your rental term and own your trailer, or take advantage of an early purchase option to own it sooner.

  • Get Your Trailer Now

    Instead of waiting until you've saved enough to purchase a trailer outright, Rent-to-Own can help you get what you need sooner.

Rent-to-Own Made Simple

1. Get Pre-Approved

Complete the pre-approval process and provide the required information, including a valid driver's license, proof of insurance for your towing vehicle, and proof of residence.

2. Receive Approval

Our Contract Approval Team will review and validate your information. With the correct documentation, pre-approval only takes a few minutes.

3. Find a Participating Dealer

Once approved, we'll help direct you to a Hometowne Capital dealer partner near you.

4. Choose Your Trailer

Visit the dealership and select the trailer that fits your needs.

5. Complete Your Contract

Sign your Rent-to-Own agreement and pay the required upfront costs.

6. Take Your Trailer Home

Once everything is complete, you're ready to take your trailer and put it to work.

GET PRE-APPROVED

white truck hauling yellow equipment on trailer

Trusted by Trailer Owners

Nationwide

For more than six years, Hometowne Capital has helped make trailer ownership more accessible.

57,000+ Customers Served
700+ Trailer Dealer Locations
6+ Years Helping Customers

Our goal is simple: provide an affordable, straightforward solution that helps you get what you need today while creating a clear path toward ownership.

Is Rent-to-Own Right for You?

  • Hometowne Capital's Rent-to-Own solution may be a good fit if you:

    • Need a trailer now but don't want to pay the full purchase price upfront
    • Want to preserve your available cash
    • Have less-than-perfect credit
    • Don't qualify for traditional trailer financing
    • Want flexible rental terms
    • Want the opportunity to own your trailer over time
    • Want the option to purchase your trailer early

hand giving money icon

Get Pre-Approved Today

Don't let traditional financing stand between you and the trailer you need. See if you qualify for Hometowne Capital's Rent-to-Own program and start your path toward trailer ownership today.